- Rigorous Financial Models. A decision-support model should have rigorous financial models. In the past 13+ years, we have learnt inadequate models at best mislead and at worse lead to erroneous decisions. THC wants to change that for our clients.
- Unprecedented access to THC v2.0—exclusive and state-of-the-art financial models and cloud technology developed by THC.
- The support of the THC Team of experts and resources to maximize the power of our patented, proprietary and precise models to help you make smarter, better and faster decisions.
- Actionable data analytics that gives you more opportunities to acquire and retain customers, enhance operational efficiency, manage risk, and identify opportunities to enhance financial strength.
- Access to the THC Loan Desk to support secondary market loan transactions. Loan types covered: QM and Non-QM, 1-4 family residential mortgages, auto loans, SBA and agricultural loans.
Dr. Ho, I want to thank you for the work you and your team at Thomas Ho Company ("THC") have done for us over the last…""
FORMER VP/CFO HERITAGE BANK
I said this is the best model I have ever seen” Recently while attending a FHLB conference I overheard two bankers discussing ALM Models while they… ""
FORMER EXECUTIVE VICE CHAIRMAN AND CFO KEYSTONE BANK
Named one of the two ALM vendors of the 21st century Bank Asset/Liability Management A.S Pratt, April 2014
Mortgage Model: https://www.fhfa.gov
Selected sole provider of risk report: https://www.occ.gov
Introduced Ho-Le Model and authored Key Rate Durations. For more videos, please check our YouTube page.
Featured in Bloomberg Magazine 2008 as "The Mathematical Modeler"