Expand access to liquidity, manage loan origination capacity, and mitigate concentration risk on the balance sheet via ALM based transactional network – risk-based pricing.
Loan tapes and tear sheets, backed by ALM analyses to streamline the due diligence and approval processes. Use THC API to optimize your assess counter-parties.
Communicate and collaborate with participating parties. Access market information, quotes, and research databases. Customize your own distribution network.
Use THC's innovative analysis of every loan. Understand liquidity, credit and interest rate risk exposure and forecast profitability-before you execute.
THC Option-based arbitrage-free (Stochastic) models are calibrated to market prices to more precisely quantify and optimize buy/sell decisions. Price and yield attributions enable relative value measurement.
Comprehensive credit and ALCO reports, audit trail, customized API, benchmark pricing, and bond/loan swap simulations. Use THC standardization to transact within the THC network.
Elevate the quality
and efficiency of
and efficiency of
Identify potential buyers from analyses of over 10,000 depository institutions.
Key Risk Drivers.
Price and yield attribution analytics provide the data needed to understand credit and option risk for an individual loan.
Pre-trade loan-level or portfolio-level credit risk (CECL) calculations.
Effortlessly upload loan tapes in various formats. Customized API available.
Seamlessly match loan tapes and credit boxes between multiple buyers and sellers.
Multiple loan types.
1-4 family fixed- and adjustable-rate mortgages, second liens, HELOCs, Small Business Administration, agricultural, commercial real estate, auto loans, and more.
Investment system integrated.
with the THC investment system.