Comprehensive Overview of Regulatory and Performance Measures
- Customizable peer group analysis
- Load custom inventory(securities, loans, etc. ) for analysis in THC Trade Simulation
- Generate monthly IRR/ALM reports
- Revised report capabilities to analyze the impact of assumption changes
- Board reports and ALCO reports 35+ available reports
- Driven by account level data
- Industry leading valuation models
Optimize Lending and Funding Rates and Fund Transfer Pricing
- Upload/update loan offer rates to determine risk adjusted margin
- Seamless CECL implementation and integration
- Review loan portfolio trends
- Analyze loan performance
- Compare current offer rates with national and regional averages
- Simulate the impact of beta changes on deposit offer rates
- EVE/EAR Sensitivity Analysis(model risk analysis of deposit funding)
Budgeting, Capital Planning, Profitability Management, RAROC
- Departmental non-interest income(expense) budgeting capabilities
- Customized tax rate settings
- Upload historical balance sheet/income(expense) projection tied to balance sheet growth strategy
- Strategy-based reports allow you to review ALM analytics and implications on your balance sheet