Executive Insights

Comprehensive Overview of Regulatory and Performance Measures

- Customizable peer group analysis

- Load custom inventory(securities, loans, etc. ) for analysis in THC Trade Simulation

- Generate monthly IRR/ALM reports

- Revised report capabilities to analyze the impact of assumption changes

- Board reports and ALCO reports 35+ available reports

- Driven by account level data

- Industry leading valuation models

 

Margin Management

Optimize Lending and Funding Rates and Fund Transfer Pricing

- Upload/update loan offer rates to determine risk adjusted margin

- Seamless CECL implementation and integration

- Review loan portfolio trends

- Analyze loan performance

- Compare current offer rates with national and regional averages

- Simulate the impact of beta changes on deposit offer rates

- EVE/EAR Sensitivity Analysis(model risk analysis of deposit funding)

 

Strategy Development

Budgeting, Capital Planning, Profitability Management, RAROC

- Departmental non-interest income(expense) budgeting capabilities

- Customized tax rate settings

- Upload historical balance sheet/income(expense) projection tied to balance sheet growth strategy

- Strategy-based reports allow you to review ALM analytics and implications on your balance sheet